About College Money Matters

Right now, the level of student debt in the United States is an astounding 1.7 trillion dollars – and it’s been growing every year.

At College Money Matters, Inc., we don’t want that trend to continue. So we formed our nonprofit organization based on this simple idea: Any student smart enough to get into college can learn how to avoid paying too much in loans.

Our focus is on helping students and their families figure out how to choose and pay for college without borrowing more than they can afford. Specifically, we are focused on the needs and concerns of pre-college and college students, rather than graduate or post-graduate students. 

What you will find on our site

The purpose of collegemoneymatters.org is to provide clear, honest, and unbiased information about how to avoid paying too much for your college education.  We even try to make it a little entertaining. Plus, it’s all free.

Unlike many sites designed to appeal to people focused on college, we do not require a log-in, accept advertisements, or sell your information.

College Money Matters is a non-profit organization. The funding for our website and YouTube channel comes only from donors committed to helping future students and parents avoid life-changing debt.  If you like what this site has to offer, we encourage you to make a tax-exempt donation, as well.

• Think before you act on financial advice – While we work hard to deliver meaningful information you can use, we are not providing financial advice. Your financial decisions should be made based on your individual situation.
• Be careful about statistics - Our site, and many others, use statistics and data to help explain ideas, but these examples include assumptions that could affect their accuracy and meaning. Here are some examples:
  

   

  Example	Why it’s an assumption
  Median income	Many sites (including the US Government sites) show median salaries for various jobs. People should not expect to make a median salary until they are well into their careers.
  Earnings after college or by major	Based on sample sizes from reporting schools; reflect historical information, not forecasted information.
  Interest rates on loans	Future rates cannot be known.
  College graduation rates	These rates tend to be based on an average six year graduation rate (Note: We emphasize graduating in 4 years)
  College price averages	Although helpful for explaining ranges, college price averages are of limited use because the range is so large.

• Safeguard your information – As noted above, we do not sell your information. But obviously, we are not responsible for what happens on sites we don't control. We do provide links to sites we think provide good information, but you need to be alert as to how those sites use your information.

We hope you find our site informative and enjoyable. Please feel free to contact us and let us know how you think we’re doing.