Loans
Here's what you'll find in this section:
Over 60% of college students depend on student loans to help pay for their education. But not all loans are the same, and some can cost much more than others over time. Read this section to learn how different loans work and how to make the right choices for you.
Student Loans 101:
An introduction
How much do you know about borrowing money for college? Watch this 90 second video for a quick overview of student loans.
How student loans work
Don’t know how student loans work? This easy-to-understand video explains it in just 4 minutes.
Student loan terms in plain English
Student loan language doesn’t have to be confusing. Check out our easy definitions.
Loans don’t save you money
A loan isn't money someone gives you. It's money you have to pay back. Plus interest.
Is there a right amount to take out in loans?
This list of the starting salaries of different jobs can help you decide how much to take out in student loans.
Warning: Your financial aid package may include loans.
How to tell whether you're being offered free money for college, or money you'll have to pay back, plus interest.
Federal student loans are for students of all incomes
No matter how much money you have, the government wants to lend you money for college.
Federal loans vs private loans: Know the difference
Where you go for a student loan can make a big difference in what that loan might cost you.
How often you need to apply for a loan
Do you know how many loans it takes to pay for four years of college? Find out why it's important to know.
What every parent or relative should know about co-signing a student loan
When you co-sign on a loan, you’re agreeing to make any payments the student receiving the loan doesn’t make. Read this article to see what that can mean.
Test Your Knowledge: Loans
This quick quiz helps you rate your knowledge of interest rates and loans.
“Why I wish I kept track of my loans” – One student's story
A college graduate shares what can happen if you lose track of even one student loan.
Parent PLUS College Loans: How Much is Too Much Love?
These loans, meant to help parents put kids through college, can also lead to serious debt. Read how to handle them here.
Best of the Web: Loans
Helpful links and sources for more information about student loans.
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Student loans may be a way to borrow money, but they sure don’t save you money. Learn how student loans work, why some cost more than others, and what might be the right amount for you to take out in loans – all in this part of College Money Matters.