It’s almost summer, and you’re all set to graduate and never see high school again. But how much should you take out in student loans?

You decide to:

Option 1:
Borrow whatever it takes to get into your first choice school.
Option 2:
Borrow no more – for all 4 years – than you expect to make in your first year at work.
Option 3:
Finance your education with however many loans it requires, and deal with paying them off after you graduate college.